IndexHDFC ProductsAccounts and Deposits:HDFC Bank Savings AccountHDFC Bank Salary AccountsCurrent AccountsDepositsProfessional Credit CardsDemat Solitaire Account:Insurance:Forex:Premium Banking:Private BankingHDFC ProductsHDFC Bank caters to the banking needs of every individual offering a range of products and services. As part of the Retail Banking solution, the bank offers the following products and services: Say no to plagiarism. Get a tailor-made essay on "Why Violent Video Games Shouldn't Be Banned"? Get an Original Essay Accounts and Deposits: In this capacity, HDFC Bank offers a range of accounts and deposit accounts to suit everyone's needs, be it a simple savings account or a salary account, a current account or a Premier account, a fixed deposit account or a recurring deposit account, all types of accounts are available with HDFC bank. HDFC Bank Savings Account Everyone needs a savings account to store excess money. The bank offers savings accounts of various types, from basic accounts to premium accounts with a variety of features. The interest rate on the savings account is 3.5% per annum, calculated daily on the end-of-day balance. The following accounts and their respective interest rates are mentioned below: Max Savings Account Regular Savings Account Women's Savings Account Kids Advantage Account Senior Citizens Account Family Savings Group Account Basic Savings Bank Deposit Account Institutional Savings Account small BSBDA HDFC Bank Salary Accounts The bank offers different types of salary accounts to suit the needs of all types of companies. Salary accounts offer various features to account holders such as free insurance coverage. The different types of salary accounts are: Premium Salary Account Regular Salary Account Defense Salary Account Family Salary Account Classic Salary Account Reimbursement Account Basic Savings Bank Deposit Accounts Salary Account Current Accounts Current accounts are required by businessmen and professionals who they make regular transactions through the bank. The account mainly deals with liquid deposits and allows an unlimited number of transactions each day, such as withdrawing funds or writing checks to the account, without worrying about the account balance. Professionals, traders, SME and farm entrepreneurs can avail various benefits such as fund transfers between all HDFC accounts, free local cashing through checks and fund transfers, as well as easy long-distance banking. Furthermore, the bank also offers a range of current accounts to suit individual preferences such as: ULTIMA Current Account Supreme Current Account Apex Current Account EZEE Current Account Max Current Account Agri Current Account Plus Current Account Current Account for Hospitals and Nursing Homes Trade Current Account Current account for professionals Premium current account Merchant Advantage Plus current account Regular Current AccountCurrent accountMerchant AdvantageFlexi current accountInstitutional current accountDeposits People who wish to save in the long term with the aim of obtaining a higher interest rate look to invest money in deposit accounts at term that guarantee higher interest rates. HDFC Bank also offers various types of deposit accounts that promise high interest rates for customers looking for deposit accounts. Here are the deposit accounts available at the bank: ULTIMA current account Supreme current account Apex current account EZEE current account Max current account Agri current account Plus current account Current account for hospitals and nursing homes Trade current account Current account for professionals Premium current account Current account Merchant Advantage Plus AccountRegular Current Merchant Advantage Current Account Flexi Current Account Institutional Current Account Loans: HDFC bank is a leader in the home loan industry and also offers various other types of loans at attractive interest rates for various needs of individuals. The bank offers the following types of loans: Personal Loan Business Loan Home Loan Car Loan Two Wheeler Loan Gold Loan Asset Loan Education Loan Government Sponsored Schemes Rural Loans Credit Cards: The Bank offers a wide range of credit cards for customers that promise special offers and privileges on meals, movies, access to airport lounges, etc. The cards also offer reward points on every spend made by the cardholder which can be redeemed for attractive offers. The credit card ranges offered by the bank are as follows: Super Premium Cards There are 3 variants in the Super Premium variety which are: Infinia Regalia Diner's Club Black Co-branded Credit Cards These cards are offered in collaboration with Jet Airways and Times Group who offer special discounts on air travel with Jet Airways and offers on restaurant and movie tickets. The co-branded card range includes: JetPrivilege HDFC Bank WorldJetPrivilege HDFC Bank PlatinumPlatinum Times CardTitanium Times CardProfessional Credit CardsCredit cards issued especially for teachers with the best lounge programs and the freedom to refuel at any petrol station respectively.Teacher's PlatinumCards cashbackThe specialty of these cards is that the card promises cashback on your daily expenses in the form of reward points that can be redeemed for cashback and also zero fuel surcharges. The range of cash back cards includes: Premium Money Back Cards Credit cards offer a premium range of offers and discounts on dining, entertainment and free access to airport lounges. The premium range of credit cards includes the following card types:World MasterCardDiners Club PremiumDiners Club RewardzVisa SignatureSolitaireIt is a premium card for female customers with exclusive offers and rewards.Commercial CardsA range of credit cards specially designed for business use offering exemption from fuel surcharges, lounge access to airports, travel and entertainment benefits and even discounts on airline tickets. The range of business cards includes:Business PlatinumBusiness Gold Credit CardCorporate PlatinumCorporate World MasterCardCorporate VISA SignatureCorporate CardPurchase CardVending CardDebit Cards:HDFC Bank offers debit cards with every savings account to customers which is safer than carrying cash as they require a PINs whenever used, provide great discounts and refunds on fuel, shopping, dining, entertainment, etc. and are used in almost all points of sale for payment. The range of debit cards issued by the bank are: Easyshop Platinum Debit Cardjetprivilege HDFC Bank World Debit CardeSyshop Titanium Royale Debit CardasySyshop Titanium Debit CarteSyshop DebitSyshop Business Debit CardasySyshop Women's Advantage Debit CardeS T cardeasyshop imperia platinum chip debt cardeasyshop gold debit cardrupay premium debt carddemat Account:HDFC Bank issues a Demat account for investors such as traders, long-term investors and beginners for a flexible and customized solution. The Demat account offered by the bank is safe and reliable to purchase and hold stock investments, mutual funds, IPOs, ETFs Exchange Traded Funds like gold and indices, bonds and NCDs of a customer. The account can also be opened online and the types of Demat accounts offered are as follows: Demat Account 2 in 1 Account 3 in 1 Account Investments: HDFC bank deals with various avenues ofinvestment to complement the client's financial portfolio such as mutual funds, life insurance products and general insurance products. Investment products are further divided into the following categories: Mutual Funds Equities and Derivatives through HDFC Securities Trading Account IPO Application through ASBA (Locked Amount Supported Application) Gold Investments through Mudra Pure Gold Bars present as 5g, 8g, 10g, 20g, 50g and 100g pure 24 carat gold bars with test certification and tamper-proof packaging Investment in silver via Mudra silver bars which are available in 50g and 100 g with test certification and certified tamper-proof packaging. 8% Savings Bonds which are risk free and can be purchased with a minimum investment of Rs.1000Sec 54 EC Capital Gains Bond with a maximum investment of 50 lakhs and tax exemption on capital gains Cumulative National Savings Bonds Indexed to inflation (IINSSC) with a minimum investment of Rs.5000 and a maximum of Rs.5 lakh Insurance: HDFC Bank offers both life and non-life products to its customers. Life insurance products are issued in association with HDFC Life Insurance Company Limited and non-life insurance products are issued in association with HDFC Ergo. Health insurance comes under the umbrella of general insurance and the bank offers four types of health insurance plans Auto insurance is offered to customers in association with HDFC Ergo and two types of auto insurance plans are available. Two wheeler insurance is an insurance plan for two wheelers. It offers cashless claims provision in over 1600 network garages across the country. Travel insurance is an insurance plan for domestic and international travel, whether for business or leisure purposes. The plan covers emergency medical expenses, emergency medical evacuation, repatriation of the body, emergency dental expenses, hospital cash, accidental death and total permanent disability while flying on a common carrier, personal accident, flight delay, loss of baggage and personal documents, checked baggage delay, personal liability, emergency financial assistance, emergency travel benefits and emergency hijacking compensation. Home insurance is an insurance policy issued to protect your home and its contents. The plan covers risks against fire, lightning, explosion, flood, inundation, storm, riot, strike, earthquake, terrorism, burglary and theft with coverage for 1-5 years. Forex: Foreign currency transactions have now become easier with HDFC Bank's Forex services. The bank offers exchange services, from banknotes to travellers' checks, from foreign travel cards to remittances. So, whether the customer is a student traveling abroad for higher studies or is already studying abroad or is remitting money for business purposes, HDFC Bank is the answer to all foreign exchange related services. The bank offers various types of Forex services under its expertise. Premium Banking: It is a personalized banking experience for high net worth customers. Here the bank provides a dedicated Relationship Manager to provide customized banking and investment solutions. The premium banking concept includes three programs which are as follows: Imperia: Each customer is assigned an Imperia Clients Relationship Manager who offers customized solutions for all the customer's financial needs such as financial product consultancy, loan consultancy and other banking products. The customer receives the exclusive Imperia Phone Banking service, relational prices, credit card.